Hi
Chris Steadman here, I’ve been interested in financial management since 1998 and I try to help people select the right loan so their financial journey through life becomes a little more comfortable. I’ve put up this website about Fast Cash Loans to provide information to those people considering these types of loans, so they can better understand how they work.
A fast cash loan can be a quick fix when you run out of money and you immediately have to have some cash. Nonetheless, instant cash loans are usually provided in most instances without the borrower having to provide security for the loan. Keeping that in mind, it means the loan provider considers a cash loan of this type as a higher risk proposition. Accordingly, the interest rates for instant cash loans are charged at a much higher level.
Additionally the cash loan lender loans the money on a short term basis and expects the money loaned to be paid back within the contractually agreed upon time period. If this doesn’t happen then penalty fees and charges are incurred by the borrower and added to the original loan amount borrowed. This can further exacerbate the borrowers ability to pay back the amount owed as interest charges now accumulate on the new higher loan amount.
Therefore it’s up to the prospective borrower to really carefully consider their financial position prior to committing to this type of loan.
Are there any another alternatives such as friends, family or government agencies that can help?
Have you carefully considered the amount you really need to borrow to get you through your emergency?
Have you carefully thought about how you are going to pay the money back and are you certain you can do so in the agreed upon time period?
If you would like more personal help with information about personal loans, home loans etc. feel free to make contact us and we will see what we can do in the way of providing you with credit advice. Us this Contact Form to contact me.
However, keep in mind, we ourselves are not Cash or Personal loan lenders, we can only help you learn more about personal money management.
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Hi I am reaching out on behalf of the pawn shop company I work for. We have four store locations in the central west. We have been successfully doing small & medium loans as an agent for a lending company for over 15 years. The lending company was sold to another company who decided that they were no longer going to offer the service to new customers or to any customer whose main source of income is through government benefits. They are also pushing all customers to online loans where many of our customers are disadvantaged by this, many who travel from remote locations with limited internet access. This has been a loss of around 98% of customers who have a great record with us & for many agents who are unhappy with this news.
Our enquiry is are your loans only available through Cash Converters itself or are other pawn shops around the country able to become agents for your loan service?
Kind Regards
Kristie
Hi
Sorry, for the late reply.
However, we don’t do loans, we’re only an information site.
All the best
Dave